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Credit Analyst/Sr. Credit Analyst Job

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Date: Aug 19, 2018

Location: Bellevue, WA, US

Company: PACCAR

Company Information

PACCAR is a Fortune 500 company established in 1905. PACCAR Inc is recognized as a global leader in the commercial vehicle, financial, and customer service fields with internationally recognized brands such as Kenworth, Peterbilt, and DAF trucks. PACCAR is a global technology leader in the design, manufacture and customer support of high-quality light-, medium- and heavy-duty trucks under the Kenworth, Peterbilt and DAF nameplates. PACCAR designs and manufactures advanced diesel engines and also provides customized financial services, information technology and truck parts related to its principal business.
 
Whether you want to design the transportation technology of tomorrow, support the staff functions of a dynamic, international leader, or build our excellent products and services — you can develop the career you desire with PACCAR. Get started!

Division Information

PACCAR Leasing (PLC) 
PacLease provides customers with value-added transportation services and premium-quality Kenworth, Peterbilt and DAF vehicles. It is one of the fastest-growing and most innovative global leasing networks in the industry.
 

Requisition Summary

Interpret and apply credit policies in the process of performing credit analysis on lease and rental customers. Incorporate company goals, promotions, and programs into the decision making process.

Job Functions / Responsibilities

  • Reviews and approves, modifies or declines transactions within established credit authority, and communicates decisions.
  • Responsible for timely and accurate disposition of all assigned credit proposals.
  • Makes recommendations to management on proposals beyond the analyst’s credit authority.
  • Prepares credit proposals for management review as assigned. 
  • Actively participates in evaluating customer credit quality and ongoing financial stability.
  • Performs franchise financial and portfolio analysis as assigned.
  • Serves as resource / consultant for franchise credit analysis.
  • Proactively reviews, assesses, and makes recommendations to improve internal processes, with the goal of improving bottom-line operations.  Drives implementation of process improvements.
  • Partners with other functions and departments to ensure timely collection of customer receivables.
  • Participates in development and implementation of risk mitigation strategies.

Qualifications & Skills

  • 2-5 years of asset based underwriting or related experience. Knowledge of credit and finance functions a bonus.
  • Tableau experience a plus.
  • Must possess strong analytical and decision-making skills. 
  • Demonstrated oral communication and negotiating skills. 
  • Financial statement analysis and interpretation skills.
  • Heavy equipment or commercial lending experience highly desired. 
  • Strong business writing skills.

Education

  • BA/BS degree in finance, business or related field required
  • MBA or equivalent experience preferred.

Additional Job Board Information

PACCAR is an Equal Opportunity Employer/Protected Veteran/Disability.


Nearest Major Market: Seattle
Nearest Secondary Market: Bellevue

Job Segment: Underwriter, Credit Analyst, Credit, Franchise, Insurance, Finance, Retail, Customer Service

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