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Credit Analyst Job

Date: Sep 9, 2022

Location: Bellevue, WA, US, 98004

Company: PACCAR

Company Information

PACCAR is a Fortune 500 company recognized as a global leader in the commercial vehicle, financial, and customer service fields with internationally recognized brands such as Kenworth, Peterbilt, and DAF trucks. PACCAR is a global technology leader in the design, manufacture and customer support of high-quality light-, medium- and heavy-duty trucks under the Kenworth, Peterbilt and DAF nameplates. PACCAR designs and manufactures advanced diesel engines and also provides customized financial services, information technology and truck parts related to its principal business.


We’re investing in sustainability for the long haul. We are a purpose-led, values-driven company that believes the work we do today makes a difference tomorrow. Whether you are starting out your career or continuing to build upon one, PACCAR provides opportunities for both! Join a community of professionals that is helping build the best in industry products and services that keep our communities running! 

Division Information

PACCAR Financial (PFC)
PACCAR Financial facilitates the sale of premium-quality PACCAR vehicles in 20 countries on three continents worldwide by offering a full spectrum of creative, flexible financial products and value-added services specifically tailored to the transportation industry. 

Requisition Summary

PACCAR Financial is seeking a Credit Analyst / Senior Credit Analyst to join our West Area Credit Team at our Bellevue, WA headquarters. This analyst will perform credit analysis and underwriting of potential loan and lease customers in the Western United States. The position involves working closely with our Sales Team and Dealer Network, to ensure sound decision-making, while promoting the sale and financing of PACCAR products.


We are looking for a motivated team player, with a demonstrated drive to develop and work in a fast-paced environment.

Job Functions / Responsibilities

  • Performs credit analysis on secured loans and leases, incorporating company policies and programs into the decision-making process. Credit analysis includes reviewing personal Experian credit reports, commercial credit reports, driving history, and loan terms.
  • Determines appropriate values for used equipment.
  • Effectively and efficiently communicates underwriting decisions to the selling dealership.
  • Recommends decisions to management on transactions beyond the analyst’s credit authority.
  • Evaluates customer requests for loan modifications.  
  • Performs financial analysis on small and medium fleet transactions.
  • Prepares multi-page fleet write-ups for transactions over $2.5 million as assigned. 

Qualifications & Skills

  • 2-5 years of asset based underwriting or related experience. Knowledge of credit and finance functions a bonus
  • Must possess strong analytical and decision-making skills. 
  • Demonstrated oral communication and negotiating skills. 
  • Financial statement analysis and interpretation skills.
  • Heavy equipment or commercial lending and dealer network experience highly desired. 
  • Strong business writing skills. 


  • BA/BS degree in finance, business or related field required; MBA or equivalent experience preferred.

Additional Job Board Information

PACCAR is an Equal Opportunity Employer/Protected Veteran/Disability.


PACCAR is an eVerify Employer. 

Nearest Major Market: Seattle
Nearest Secondary Market: Bellevue

Job Segment: Credit, Underwriter, Credit Analyst, MBA, Finance, Insurance, Customer Service, Management